Investing via equity crowdfunding entails risks that every investor should consider. First, the business may go bankrupt, in which case you will unfortunately lose your investment. Secondly, even if the business is successful, your investment may be rendered illiquid in the future. This means that you not be able to sell your stake in the business or receive dividends. Finally, there is the risk of dilution if the business sells more of its equity in the future. This means the percentage of shares owned by existing investors will decrease in relative terms.
Investing via loan crowdfunding means investors can expect to receive interest on their investment shortly after the business has been successfully funded. However, there exists the risk that the business will go bankrupt and the loan can not be repaid in full.